This segment focuses on providing comprehensive health and dental insurance plans to individuals and groups. Hapvida's research and development in this area involves analyzing healthcare utilization data to optimize plan design, pricing, and risk management. Technologies employed include data analytics, machine learning, and predictive modeling to assess patient needs and forecast healthcare costs. The segment's therapeutic areas cover a broad spectrum of medical and dental services, impacting patient outcomes by improving access to care and promoting preventive health measures. Hapvida's market positioning is strong in Brazil, with a focus on providing affordable and accessible healthcare. Future opportunities include expanding its product offerings, leveraging digital health solutions, and exploring partnerships to enhance its service portfolio. Regulatory aspects involve compliance with Brazilian health insurance regulations and clinical aspects include quality assurance and patient safety protocols. Partnerships and collaborations are key to expanding the network of providers and improving the quality of care.

This segment encompasses the operation of a network of hospitals, emergency units, clinics, and diagnostic centers. Research and development activities focus on improving operational efficiency, enhancing patient care, and adopting new medical technologies. Technologies used include electronic health records (EHRs), telemedicine platforms, and advanced medical imaging systems. Therapeutic areas covered include a wide range of medical specialties, from cardiology and oncology to general medicine and dentistry. The segment's impact on patients is significant, providing access to a comprehensive range of healthcare services, including diagnosis, treatment, and ongoing care. Hapvida's market position is strengthened by its integrated healthcare model, which allows for better coordination of care and cost management. Future opportunities include expanding its network of facilities, investing in advanced medical equipment, and developing specialized healthcare programs. Regulatory aspects involve compliance with healthcare facility regulations and clinical aspects include accreditation and quality control. Partnerships and collaborations with medical device manufacturers and technology providers are crucial for innovation and service delivery.